Estate & Financial Strategies was founded by its current President, Henry "Hank" Parrott, in 1995 in Dover NH. An insurance and investment advisor, Hank wanted to break out of the restrictive "captive agent" system to which most advisors belong. Hank believed, (and still does) that an Advisor's first loyalty must be to his clients. With that, he took the bold step of leaving Phoenix Home Life Mutual Insurance behind, to create a better way of doing business.

Hank quickly discovered that investment was only one piece of a very complex puzzle. His clients needed comprehensive planning and at the time no one was providing it. He immediately sought attorneys, accountants and like-minded financial experts to build a network of professionals. As a result, EFS clients reaped the benefits of this unique team approach.

In 2001, Hank moved the company's headquarters to Brentwood TN. He was able to service his new and existing clients by splitting his time between the two states.

As EFS grew so did Hank's notoriety. He became a mainstay on local television, and began appearing on shows like MSNBC's "Final Bell" and CNN's "Market Report". As a nationally recognized IRA expert, industry leaders sought out his advice and insight.

With the frequent flyer miles piling up, Hank decided he needed help. In 2007, he turned to Anthony Cloutier and asked him to consider taking over his New Hampshire clients. Anthony jumped at the chance. "Having someone as well respected in the financial world as Hank, as a mentor, is a once in a lifetime opportunity."

Under the leadership of Anthony, the company became The Cloutier Group's Estate & Financial Strategies, a Registered Investment Advisor. Anthony was able to provide a new piece to the retirement puzzle with his innovation in the field of Income Planning. In addition, he has continued the tradition of comprehensive planning and maintained our network of legal and tax professionals.

Today, we at The Cloutier Group’s Estate & Financial Strategies, still believe that and Advisor's first loyalty must be to his clients. Together with our partners, our mission: To give All of our clients the highest level of service, combined with sensible and impartial advice, has never wavered.

About Anthony Cloutier

Managing Partner: The Cloutier Group's Estate & Financial Strategies

Anthony R. Cloutier , a Registered Investment Advisor, is the Managing Partner of The Cloutier Group's Estate & Financial Strategies in the scenic Lakes Region of New Hampshire. His first loyalty is always to his clients. That is why his firm's mission is "to give all of our clients the highest level of service, combined with sensible and impartial advice".

Anthony has dedicated himself to helping retirees safely preserve, protect, and proliferate their assets. Each of Anthony's clients undergo an in-depth Personal Situation Analysis (PSA) allowing him to determine their unique needs and goals. He then works with the client to design a comprehensive plan which reflects the individual's needs and desires.

Anthony is determined to earn his clients trust therefore he takes great care to educate and inform them each step of the way. This is why he also teaches Personal Finance at Granite State College in North Conway as part of the OLLI program. His students ,as well as his clients, benefit from his extensive training and experience in Financial Planning, Taxation, Insurance, Long-Term Care, and Estate Planning.

When Anthony joined the EFS family he brought a fresh and distinct approach to financial planning due to his diverse professional background. As Lead Analyst with Willey Brothers Inc., Anthony advised some of the nation’s top financial institutions including Citizen’s Bank, Wells Fargo, SunTrust, and Bank of America. He also worked with new and growing business owners as a Business Specialist for Fleet Bank.

It was during his years as a Special Education teacher that Anthony found his true calling as a Personal Financial Advisor. He was concerned that parents and family members of special needs children were not receiving sound legal and financial advice. He saw first-hand that professional planning could provide significant advantages to those with the greatest need. This propelled him to become an expert in asset protection and allocation.

Anthony resides in Freedom, New Hampshire with Denise, his wife of 16 years, and their two children, Miranda (11) and Patrick (7).